Chicago Credit Repair

Good Credit Means

Great Opportunities

We help our clients fix their credit, secure funding, and reach their financial goals.
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Our Achievements

$250,000+

Every month in funding

100+

Credit scores boosted per month

1800+

Happy Clients

Compare Your Rates For The Following Services With Good or Bad Credit

BAD
GOOD
EXCELLENT

GOALS

INTEREST RATE

MONTHLY PAYMENT

30 YEAR SAVINGS

Mortgage

8.36%

$1,900

$0

Credit Card

22.99%

$58

$0

Auto Loan

15.11%

$697

$0

Personal Loan

20%

$1,810

$0

Apartment

N/A

Declined

Declined

Employment

N/A

Declined

Declined

GOALS

INTEREST RATE

MONTHLY PAYMENT

30 YEAR SAVINGS

Mortgage

4.5%

$1,267

$227,880

Credit Card

10.9%

$27

$11,130

Auto Loan

7.17%

$601

$18,432

Personal Loan

9.17%

$208

$192,240

Apartment

N/A

Accepted

Accepted

Employment

N/A

Hired

Hired

GOALS

INTEREST RATE

MONTHLY PAYMENT

30 YEAR SAVINGS

Mortgage

3.3%

$1,095

$289,900

Credit Card

7.6%

$19

$13,960

Auto Loan

5.9%

$586

$21,312

Personal Loan

7.19%

$198

$193,440

Apartment

N/A

Accepted

Accepted

Employment

N/A

Hired

Hired

*Assumptions for this table: $250,000 home mortgage for a 30-year term; 30-year period with a $2,000-limit credit card every month; four 48 month car loans; two $10,000 personal loans; and monthly insurance.

Our Credit Repair Process Explained

1. Credit Repair

The first step in your credit repair process is removing any negative or derogatory items that could be suppressing your credit score. On your call with us, we will identify the items that are affecting your score and make plan of action to remove them!

2. Credit Optimization

Once the items that were suppressing your credit score are removed, we will optimize your credit by preparing your credit and connecting you with the right lenders for your needs. We make sure your credit profile is ready for approvals!!

3. Get Approved

Now that your credit is optimized, we work closely with you to make sure you seek approvals with the right credit cards or lending partners and in the correct order. We make sure to provide you the education to repeat the process and continue to leverage your credit!
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Dedicated Services To Help Optimize Your Finances

Credit Repair

With extensive experience in credit repair our team has the tools to fix your credit report in an optimal amount of time. During your consultation we will go over your score and provide you with realistic expectations and an approximate timeline.
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Funding

Done for you funding service where we work to get our clients 50-150k funding at 0% interested for 1-3 years. Get funding as soon as next week! Schedule a call to learn more about our service and how we can help you!
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Corporate Credit Blueprint

Are you a business owner looking for business credit lines to scale your business? We fix, optimize, and boost your business credit and help you secure large lines of credit for your growing business. Schedule a call today to take your business to the next level.
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3 Simple Techniques For Credit Repair Near Me

Yes, we likewise offer 90 day guarantee if you don't like our job. The very best credit rating repair work company is a business that provides some type of guarantee as One of our credit report repair professionals will assess your credit report. Afterwards is done, we will provide you with a Dedicated Account Manager who will certainly aid you throughout the credit scores fixing process.

Among the very best methods to spot incorrect reports are the inconsistencies in all 3-Major Credit Report Reports. Usually, in as little as 45 to 60 days. We take as little time as possible to attain your objectives, with our new system it moves along much faster than various other business.

All gain access to is significantly limited. Yes! The credit history bureaus are allowed thirty day (according to the Fair Credit Reporting Act) to react. So that must be the very first timeline to see your results. Your personal supervisor will read the report with you and also identify what should be tested or is erroneous.

This will help relieve any mess and also quicken the turnaround time (chicago credit counseling). Your personal manager will read the record with you and identify what must be challenged or is incorrect. You do not need to be married to obtain the discount, nonetheless if you share bills with each other and/or cohabit, we motivate you to authorize up together.

The Buzz on Credit Repair Near Me

What are individuals claiming about Financial obligation Relief Providers solutions in Chicago, IL? This is a review for a Debt Relief Solutions service in Chicago, IL:"BE CAREFUL!!! I was guaranteed verbally & in writing that every little thing I declared was covered. Even made follow-up emails to verify that ALL the bills I included would be gone.

I needed to purchase a vehicle (due to the fact that the legal representative said I needed to in order to certify) & with the payments & insurance coverage I'm presently in even worse form monetarily than I was when I started & currently my credit report is screwed in addition to it for the following 10 years - credit counseling chicago.

When the economic situation is suffering, you get laid off, or you're struck with unanticipated medical costs, financial challenge can swiftly trigger maxed out bank card as well as accounts payable. local credit repair company.

Credit History Repair Chicago IL Finest Debt Repair work Services You require to be mindful of the differences in between standard credit rating repair as well as an attorney-powered procedure. We're not a challenging solution (sending and re-sending disputes) like most of credit history firms available. We provide real credit report repair work Chicago requires. But much more notably, we understand that you need a specialist business that isn't trying to take your money without any reasonable expectation of actual outcomes.

Some Known Questions About Chicago Credit Repair.

Success originates from understanding the details, so this is why we provide a credit score evaluation and appointment cost-free of fee. If we do not assume we can assist you, we won't allow you register for the program. The last thing we intend to do is lose your money and time.

Credit repair is legal regardless of where you remain in the USA, Illinois consisted of. We take advantage of a variety of customer security regulations that exist to shield you, the client. The regulations we make use of include (yet are not restricted to) the Fair Credit Score Coverage Act (FCRA), Fair Financial Obligation Collection Practices Act (FDCPA), Fair Credit Rating Payment Act (FCBA), Fair as well as Accurate Credit Scores Deals Act (FACTA), as well as HIPPA legislations.

Lawyer-Backed Audits You might be questioning just how our bookkeeping process works. If a creditor can not confirm or confirm a product on your credit rating, then that product has actually to be deleted. Furthermore, if financial institutions do not react to our letters by the legal time frame (generally around one month), then the item has to be gotten rid of.

Financial institutions that can not supply the validation we're asking for are called for to stop reporting that item. When that happens, it needs to disappoint up on your credit scores report. As you can inform, credit score repair work is a tedious procedure that calls for the appropriate resources. Couple of business have an internal lawyer and also an investigatory research study group to work with all the information as we do.

The Best Guide To Local Credit Repair Company

Bad credit rating is costing you way too much cash compared to the tiny investment you can make in credit history restoration. How Lengthy Does Credit Score Fixing Take?

We could speak regarding this at wonderful size, however we will offer you a brief response. You can locate hundreds of debt repair work companies with an on-line search.

We have an in-house law practice, an investigatory research study group, as well as skilled credit history analysts to help you via the entire credit history repair procedure. Obtain Our Credit Rating Repair Work Solutions Today We recognize that some of our clients remain in a hurry to obtain a greater credit history. It's the only means to get your purchasing power back.

The solution is a challenging one. Each client has different needsa personal bankruptcy versus charge card debtand because of this the process of challenging modifications significantly. When it comes to a bankruptcy, we have to connect to courts and other organizations, which is completely different than disputing a bank card financial obligation.

Credit Counseling Can Be Fun For Everyone

Do you just dispute a restricted amount of unfavorable things each month? Unlike a few of the larger credit rating repair business you have actually possibly come across, we do refrain this. A certain business with "Law" in their name produced a misconception so they can drag their clients' regular monthly payments out by just disputing a few downsides a month.

We go after all unfavorable items on your credit report at the exact same time, obtaining you right into your brand-new house or auto as rapid as possible. Many thanks to a couple of scammers, the credit rating repair service industry has a terrible cover.

What do I require to do during the credit repair work process? How do I obtain started? Arrange a complimentary 15 minute examination and have your credit history report convenient so we can go over it with you.

Credit Planned - Credit Repair and Counseling

Contact Details

9 Am - 5 pm M-F

Service Area

Chicago
Lincoln Park
Lakeview
Humboldt Park
Logan Square
East Garfield Park
Uptown
Edgewater
North Center
Roscoe Village
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